Tag: Real Estate Clients

How to Find the Best Mortgages for Contractor?

Have you thought about searching for the best mortgage for contractor? Probably not and yet, getting a mortgage suitable for your finances can be so important. When you work as a contractor, you will find that while you make a lot of money or enough to make a mortgage payment, you are classed as a high risk simply because of the uncertainty of contracting. You might be earning millions a year but there is a risk associated with this profession and many mortgage lenders are wary of that fact. However, there are ways to get the best mortgages when you are a contractor, read on to find out more.

Talk To a Contractor Mortgage Broker

When you have some worries over which mortgages you’re going to be eligible for, you might want to speak to mortgage broker that deals with contractors and contractors seeking mortgages. This might be the best way to find the best mortgage for contractor. Remember, contractors have sometimes difficulty in obtaining a mortgage because of their profession so they need a specialist broker who can help find the very best mortgage possible. Talking to a mortgage broker can be a very smart move and certainly it can enable you to get the right help when it’s needed most.

You Must Visit a Host of Mortgage Lenders

You really have a lot of lenders to talk to and you should consider talking to a wide variety of lenders. The reason why is simply so you see which mortgages you’re going to be eligible for and what sort of interest rates you’re going to be faced with. Yes, talking to a contractor mortgage broker can be a very wise idea but at the same time, you have to do your research. This will help you in your search and ensure you’re getting the best mortgage possible. Far too many buyers don’t do this and are left wondering if they are really getting the best deal.

Why There Are Risks For Lenders?

As said above, when you are working as a contractor, you have an uncertainty ahead of you. There are times when contracting is in great demand as people want to fix up their homes and extend them but you never know how slow things will be. That right there puts lenders in a very tricky situation. Lenders want to offer you a loan to buy a home but at the same time, they have to think about whether you’re a good risk or not. Sometimes, it’s just too risky for them and that’s why they refuse your loan. However, when you talk to a mortgage broker, they might be able to help you find the best mortgage for contractor. It’s worth trying. Click here.

Find the Right Mortgage for You

While you might believe you’re able to get any mortgage when you are earning money and working, it’s not always that simple. It’s like when you have low income; you have to ensure the mortgage you’re choosing is the very best and most affordable one. Being a contractor is no different and while you may earn decent money, you’re still classed as a risk. That is why you have to be extremely cautious and careful over which mortgage you choose. Looking to a contractor mortgage broker can be very useful indeed.

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Real Estate Clients: Keeping In Touch Long After The Sale

Real Estate Clients

As a real estate agent, you know how important the satisfaction of your client is to your reputation and your business. Past clients are a vital lifeline to generating a constant and steady stream of business and referrals–but sometimes it can be difficult to find ways to keep in touch with them after you’ve successfully gotten them into a home they love. In this article you’ll find tips and tricks for ways to make sure your past clients are available to you long past the transaction.

There is a fine line between keeping in touch with your past clients and becoming an obnoxious nag who is always sending letters, calling, or emailing a person who no longer needs your services. So how do you avoid becoming a pest but still keep your client in your circle of contacts? It all boils down to keeping it personal but not too personal, making sure the contact is light-hearted and fun, and being charismatic. You want your client’s experience to be so pleasant and positive that when they decide to sell their house or buy a business 15 years down the road, your name is the first one they think of. The best route of action in keeping contact with a client is to assess the client as an individual. Is your relationship with them more friendly, or strictly professional? Neither is necessarily better than the other, but knowing what type of relationship you have with a client can help you determine the best way to contact them without crossing any lines or scaring them off.

One way to find a reason to contact a past client is to bring them news that they have a use for. Past clients are less likely to be turned off by hearing from you if you’re delivering useful information, such as the latest news of their particular community and the local housing market. With the real estate market becoming increasingly intense, many homeowners are interested in foreclosure information, the value of their property, and other aspects of the real estate world. You can also offer maintenance reminders like changing out smoke detector batteries once a year or a reminder to have an inspector like Orkin check for termites every few years.

Of course giving your client a call here and there is the most simple way to keep your name in the forefront of their mind–but if you don’t have information or suggestions for them, what do you talk about? Oftentimes clients truly appreciate a call from their realtor even if it’s just to check in and ask if the move went smoothly. Moving and buying a house can be a very stressful experience, and hearing from you may make their day a little better. This concern shows that you are caring and interested in keeping touch with the client. Of course you’ll need to make sure you have a reliable smart phone with unbeatable service–which is where providers like T-Mobile come in.

If traditional calls or emails seem a little professional for you and your past client’s relationship, then perhaps becoming linked through social media is a good plan of action. Of course you’ll need their permission before you go searching their name on Facebook or Twitter, but once you have the go ahead to do so, contacting them will seem much easier and less formal. Just seeing your name pop up when you like their status will help them remember you and therefore make it more likely that they will refer you to their own friends and family looking to buy or sell properties.

 

Most of these tips and tricks don’t seem like anything special, but provided you choose the right kind of contact to make with your clients, you won’t regret reading them. Take notes, remember that you are a successful real estate agent, and make that call! (Or email…)

 

 

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